It all begins with an idea! Skip to Videos All | Intro | Income | Expenses | Wants & Needs | Calculating Percentages | Subscriptions | Sinking Funds | 50/20/30 Budget Rule | 60/40 Debt Rule | 28/36 Debt-to-Income Ratio Rule | 20/4/10 Car Loan Rule | Tips & Tricks | Thank you | Expenses, • 10/28/22 Expenses Formula to find out what’s left after bills:Total income - Total expenses = Remaining balanceIf your remaining balance is negative, we need to really focus on these tips to bring in more income.