It all begins with an idea! Skip to Videos All | Intro | Income | Expenses | Wants & Needs | Calculating Percentages | Subscriptions | Sinking Funds | 50/20/30 Budget Rule | 60/40 Debt Rule | 28/36 Debt-to-Income Ratio Rule | 20/4/10 Car Loan Rule | Tips & Tricks | Thank you | Sinking Funds, • 10/28/22 Sinking Funds